Retirement Planner
in Greenwood Village, CO
Plan Smarter. Invest Wiser. Retire Stronger.
You’ve worked hard, saved diligently, and built real momentum toward retirement. Now you want to know it will last.
At Redwood Advisory Group, we help individuals and families across the Denver metro — from the Denver Tech Center to Douglas County — plan smarter, invest wiser, and retire stronger. As an independent, fee-only fiduciary, we give every recommendation a single job: protecting and growing the future you’ve built. Our Colorado office is located at 6312 S. Fiddlers Green Circle in Greenwood Village, minutes from the Front Range communities we serve.
A Fee-Only Fiduciary Financial Advisor in Greenwood Village
There’s no shortage of financial advisors in the Denver area. There are far fewer true fee-only fiduciaries.
That distinction matters. We don’t earn commissions, and we don’t have products to sell. Every recommendation we make is built around one thing — your financial future. We’re an independent, client-focused firm, and we’ve spent more than 25 years guiding clients since 2000, through every kind of market, helping people retire with clarity and confidence.
If you’re within ten years of retirement or already retired, that’s exactly who we’re here for.
Retirement Planning Built Around You
Retirement looks different for everyone, so your plan should too.
Maybe you’re a longtime Denver professional winding down a corporate career. Maybe you’re a business owner planning your exit, or a couple already retired who want to keep more from the IRS and make your savings last. Wherever you are, we help you answer the questions that matter most.
If you’re approaching retirement, you may be asking:
- Can I retire soon — or should I wait?
- What’s the smartest way to handle my company stock or equity compensation?
- Are my investments right for this stage of my life?
- How do I turn decades of savings into steady, reliable income?
If you’re already retired, you may be wondering:
- Which accounts should I draw from first?
- How do I lower my tax bill now?
- When should I claim Social Security?
- How do I keep my income steady if the markets drop?
We help you answer all of it. As your retirement advisor, our services include retirement planning, cash flow analysis and retirement income, investment management, tax strategies, and legacy planning.
The Redwood Retirement Framework
Retirement can feel overwhelming — scattered accounts, uncertain taxes, unpredictable markets. Our Redwood Retirement Framework replaces that uncertainty with a clear plan by giving every dollar a job.
We organize what you’ve built into three purpose-driven buckets — Spend, Grow, and Secure — so your retirement stays on track, and you always know what each dollar is for.
Spend
What you’ll use now.
The income that keeps your day-to-day life running and shields you from market swings: Social Security, pensions, rental income, U.S. Treasuries, money markets, and covered call income. We keep one to three years of expenses here in safe, liquid assets, so the rest of your portfolio can grow uninterrupted.
Grow
What you’ll need next.
Investments designed to refill your Spend bucket and stay ahead of inflation, including dividend stocks, growth stocks, and high-quality bonds.
Secure
What you’re building for the future.
Your long-term foundation: broad equity portfolios, growth-oriented ETFs, real estate, and trust-owned assets that protect your lifestyle and your legacy.
When every dollar has a clear role, you spend without worry and invest with purpose.
Turning Decades of Savings into Steady Denver-Area Income
One of the hardest parts of retirement is turning what you’ve saved into income you can count on.
We coordinate all of your income sources — Social Security, pensions, rental income, and investment withdrawals — into steady, reliable cash flow, so you can enjoy retirement without the fear of outliving your money. If you’re still working, we help you build reserves, plan for big purchases, and put surplus cash to work toward the retirement you’re picturing.
Investment Management Designed for You, Not Wall Street
Investing in retirement isn’t the same as investing for growth, and your portfolio should reflect that.
We build portfolios around your goals, your timeline, and your comfort with risk — focusing on high-quality stocks, strategic ETFs, Treasuries, municipal bonds, and money markets, with selective exposure to growth and innovation. We review and rebalance every year to keep you aligned with your plan and your tax strategy. And because we’re a fee-only fiduciary, every decision is made for your benefit — never to earn a commission.
Protecting the Legacy You’ve Built
You’ve spent decades building meaningful wealth. We help you make sure it reaches the people and causes that matter most to you.
We help structure your estate to minimize taxes and maximize what passes to your heirs, working alongside your estate attorney and other advisors so your plan reflects your values. And we make sure your partner has the clarity and confidence to manage finances well, no matter what the future holds.
Your First Step Is a Free Retirement Analysis
Our process is built for people who are serious about retirement, and it’s designed to give you clarity, structure, and confidence at every step.
We start by understanding your goals and concerns. We work through your options together and answer the questions that have been keeping you up at night. Then we use the Redwood Retirement Framework to build a plan that’s truly yours — and we revisit and refine it over time to keep you on track.
Your first step is a free retirement analysis: a no-cost, no-pressure conversation where you get real answers and see what a structured, fiduciary retirement plan looks like for someone in your position.
Our Colorado office is at 6312 S. Fiddlers Green Circle, Suite 300E, Greenwood Village, CO 80111. We serve clients across the Denver metro and the south suburbs, including the Denver Tech Center, Cherry Hills Village, Centennial, Highlands Ranch, Littleton, Lone Tree, Castle Pines, Castle Rock, Parker, and throughout Douglas County.
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